When You're Maxed Out and in Major Debt
Debt: When you're maxed out, and in major debt!
When you're in debt and dealing with creditors, you should call creditors and cut and track your spending. You should also deposit your money in an emergency fund for emergency purposes and try to curb your spending habits.
However, you should save at least $50.00 a month and put aside all percentages of what you earn. If your credit is really bad, you need to go to credit counseling and if you owe a lot of
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